The Service Agency

Our Interview with The Service Agency

We sat down with Andy Culver to find out what sets The Service Agency apart. His approach is straightforward, insurance should be an advisory service, not just a transaction. As an independent agency, they work with multiple carriers and take the time to structure coverage that truly protects homeowners' homes, assets, and long-term financial security.

“My philosophy is that insurance should do more than satisfy a requirement. It should truly protect a family’s home, assets, and financial future. I focus on helping our customers understand their coverage so they can feel confident they’re properly protected before a claim ever happens” Andy Culver, Insurance Advisor

What TenPenny Vetting Means

Unlike other directories that let anyone list themselves, every TenPenny contractor goes through our 7-point verification process. We contact insurance providers directly, verify licenses with state databases, run background checks, and confirm reviews are from real customers. Then we sit down with them, every contractor gets a personal interview with our team so we can look them in the eye and make sure they share our standards for quality and customer service. Only contractors who pass every check earn the TenPenny Vetted badge. Every TenPenny Vetted pro clears this check before earning the badge, and we re-check when their licensing or coverage changes.