Minnesota & Wisconsin's Only TenPenny Approved Insurance Agency
The Service Agency
25 Years Experience. 4.8 Google Rating. Serving MN & WI Homeowners. Independent. Local. Trusted.
Our Interview with The Service Agency
We sat down with Andy Culver to find out what sets The Service Agency apart. His approach is straightforward, insurance should be an advisory service, not just a transaction. As an independent agency, they work with multiple carriers and take the time to structure coverage that truly protects homeowners' homes, assets, and long-term financial security.
“My philosophy is that insurance should do more than satisfy a requirement. It should truly protect a family’s home, assets, and financial future. I focus on helping our customers understand their coverage so they can feel confident they’re properly protected before a claim ever happens” Andy Culver, Insurance Advisor
Our Insurance Services
Home Insurance
Coverage for your home, personal belongings, and liability, built to protect your biggest investment. As an independent agency, they shop multiple carriers to find the right fit for your home and budget.
Auto Insurance
Personal auto coverage for everyday drivers across Wisconsin and Minnesota. They work with multiple carriers to find competitive rates and the right level of protection for your vehicles and household.
RV Insurance
Specialized coverage for recreational vehicles, whether you're a full-timer or a seasonal traveler. Policies are tailored to how you use your RV, with options that go beyond standard auto coverage.
Motorcycle Insurance
Year-round or seasonal coverage for motorcycles of all types. They help riders find policies that cover liability, collision, and gear, from daily commuters to weekend riders.
Boat Insurance
Watercraft coverage for boats, personal watercraft, and more. Policies cover on-water liability, physical damage, and theft so you can enjoy the water without the worry.
Renters Insurance
Affordable protection for your personal belongings, liability, and additional living expenses if you rent your home. Often bundled with auto for additional savings.
Commercial Insurance
Business coverage for companies of all sizes, including business auto, commercial property, general liability, business owners policies, and workers' compensation. They serve a wide range of industries across Wisconsin and Minnesota.
Trades
Service Areas
- Wisconsin
- Hudson
- Minnesota
- Harris
- Lakeland
- Woodbury
- New Richmond
- Hammond
- Somerset
- South Saint Paul
- Saint Paul
- Maplewood
- Shoreview
- West Saint Paul
- East St.Paul
- Apple Valley
- Burnsville
- Eagan
- Farmington
- Inver Grove Heights
- Lakeville
- Hastings
- Rosemount
- Edina
- Spring Valley
- River Falls
- Roberts
- Woodville
- Houlton
- Baldwin
- Star Prairie
- Glenwood City
- Vadnais Heights
- Roseville
- Little Canada
- Arden Hills
- North Saint Paul
- New Brighton
- White Bear Lake
- North Oaks
- Forest Lake
- Grant
- Hugo
- Oakdale
- Lake Elmo
- Stillwater
- Cottage Grove
- Willernie
- Afton
- Mahtomedi
- Newport
- Saint Paul Park
- Oak Park Heights
- Ramsey
- East Bethel
- Blaine
- Circle Pines
- Andover
- Bethel
- Anoka
- Coon Rapids
- Ham Lake
- Oak Grove
- Saint Francis
- Linwood
- Fridley
- Cedar
- Prescott
- Hager City
- Bay City
- Ellsworth
- Elmwood
- Maiden Rock
- Minneapolis
- Rogers
- Bloomington
- Plymouth
- Maple Grove
- Wayzata
- Golden Valley
- St. Louis Park
- Crystal
- New Hope
- Brooklyn Park
- Excelsior
- Eden Prairie
- Chisago County
- Lindstrom
- North Branch
- Shafer
- Rush City
- Wyoming
- Stacy
- Cambridge
- Isanti
- Grandy
- Stanchfield
- Savage
- Shakopee
- Prior Lake
- Jordan
- Victoria
- Carver
- Dakota
- Hennepin
- Scott
- Washington
- St. Croix
- Pierce
How It Works
- 1
Get a Free Quote
Tell us about your project. No obligation.
- 2
We Check the Details
We confirm your project is a good fit.
- 3
They Contact You
The Service Agency is your vetted, trusted local pro.