HVAC in Stillwater
HVAC in Stillwater typically runs $2,800 to $6,000 for furnace replacement and $3,200 to $7,000 for central AC, depending on system size and efficiency, cold climate ratings and ductwork condition. Meet the only TenPenny Vetted HVAC pro in Stillwater, checked for licensing, insurance, and real reviews.
- TenPenny Vetted
- One vetted pro per county
- Washington County, Minnesota
HVAC from historic Stillwater to new Woodbury
Cooling a hillside Victorian without wrecking its walls and dialing in a brand-new Woodbury system are opposite jobs, and Washington County asks its HVAC contractors to do both. In between sit thousands of 1980s and 1990s systems quietly reaching the end.
A contractor who works the whole county carries solutions for every vintage: ductless for the old house, proper sizing for the new one, honest replace-or-repair calls for the middle. Whatever era you own, the house ends up comfortable in both of Minnesota's extreme seasons.
Stillwater is in Washington County. See all trades in Washington County HVAC across Minnesota and Wisconsin
St. Croix HVAC
Washington County's Only TenPenny Vetted HVAC Contractor
St. Croix HVAC Serving Washington County Homeowners. Licensed & Insured. Fast Response. Local.
Furnace Repair & Installation, AC Repair & Installation, Indoor Air Quality Solutions, HVAC Maintenance Plans, and more
- Serving Washington County and the surrounding communities.
- Lakeland, MN 55043
What TenPenny Vetted means
Vetted means one exclusive pro per county for this trade. Before anyone earns the badge, our checks include:
- State licensing. Current licenses confirmed with the state.
- Insurance. Active liability and workers' comp coverage checked.
- Customer reviews. Real reviews and references confirmed, not just a star count.
- Owner interview. A real conversation with the owner about how they run the business and treat customers.
What it costs
| Job | Typical range |
|---|---|
| Furnace Replacement | $2,800 - $6,000 |
| Central AC | $3,200 - $7,000 |
| Standard Gas Furnace (80% AFUE) | $2,500 - $4,500 |
| High-Efficiency Gas Furnace (95%+ AFUE) | $4,000 - $7,000 |
| Central Air Conditioner | $3,500 - $7,500 |
| Air Source Heat Pump | $5,000 - $10,000 |
| Cold Climate Heat Pump | $8,000 - $15,000 |
| Boiler (Hot Water/Steam) | $5,000 - $12,000 |
| Ductless Mini-Split | $3,000 - $8,000 |
| Whole-Home Humidifier | $400 - $1,200 |
Regional note: Twin Cities metro trends higher than rural areas.
Cost estimates updated July 2026. Estimates only; get a firm quote from a local contractor.
What affects your price
Your quote depends on more than square footage. In Stillwater, these are the details that move the price:
- System size and efficiency
- Cold climate ratings
- Ductwork condition
- Permits and local inspection requirements
- Seasonal timing and crew availability
Local conditions to plan for
The things hvac pros watch for around Stillwater.
Suburban Housing Stock Aging
Woodbury, Cottage Grove, and other Washington County suburbs hold thousands of homes built in the 1980s-1990s. The original roofs, furnaces, water heaters, and appliances are all wearing out around the same time.
What to look for:
- Ask them to rank the jobs so the riskiest failure gets fixed first
- Look for a budget that spreads several upgrades over time
- Anything close to failing should be flagged before it becomes an emergency
Historic Preservation Requirements
Stillwater's historic downtown and other designated areas have strict rules for any change you can see from outside. Special permits, design review, and approved-material lists slow the work and add cost.
What to look for:
- Make sure the plans go through design review before anyone buys materials
- Buying materials that are not on the district's approved list is a red flag
- Ask how they work with the historical society so the permit clears
Common questions
How much does a furnace or AC cost in Stillwater?
Furnace replacement in the area typically runs $2,800 to $6,000 and central AC $3,200 to $7,000, based on system size, efficiency, and ductwork.
When should I replace my furnace in Stillwater?
Before it fails in deep winter. Plan a replacement in the off-season when local HVAC crews have more room and you are not without heat.
What size heating system does a Stillwater home need?
The right size for a Stillwater home comes from a load calculation, not a rule of thumb, since our design temperatures are well below zero. An oversized furnace short-cycles and an undersized one runs constantly, so ask for the math.
Is a heat pump worth it in Stillwater?
Cold-climate heat pumps now work in Stillwater and pair well with a backup furnace for the coldest stretches. They cut cooling and shoulder-season costs, and a local pro can size the backup for our winters.
Ready to get started?
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