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Homeowners Insurance in Chisago County

Chisago County's vetted homeowners insurance contractor, checked and approved by TenPenny Home.

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Find coverage that addresses lakefront property risks, including water damage and storm exposure. Our insurance specialists understand the unique challenges of insuring homes near Chisago Lake and seasonal conversion considerations.

Hail and wind claims are common across Minnesota and Wisconsin. Coverage that reflects roof age and storm risk matters for homes here.

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The Service Agency

🛡️ Minnesota & Wisconsin's Only TenPenny Approved Insurance Agency

25 Years Experience. 4.8 Google Rating. Serving MN & WI Homeowners. Independent. Local. Trusted.

  • 📍 369 West Main Street, Ellsworth WI 54011
  • 📞 (715) 273-3939

Homeowners Insurance costs in Chisago County

JobTypical range
Annual Premium$1,000 - $2,500 /year
Monthly$85 - $210

Regional note: Costs outside the Twin Cities metro often run a little lower than metro rates.

What moves the price: home value, coverage levels, deductible amount.

Cost estimates only. Get a firm quote from a local contractor.

Other contractors serving Chisago County

1 local provider in our directory.

No other contractors listed for this area yet.

Homeowners Insurance in Chisago County: FAQs

How much is homeowners insurance in Chisago County?

Annual premiums in the area typically run $1,000 to $2,500, based on home value, roof age, coverage, and claims history.

Does my policy cover hail and storm damage?

Most policies cover sudden storm and hail damage, though roof age and deductibles vary. Review your policy before storm season with a local agent.

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