Homeowners Insurance in Cottage Grove
Cottage Grove's vetted homeowners insurance contractor, checked and approved by TenPenny Home.
Get a Free QuoteReview your coverage to ensure adequate protection for your home's replacement value and specific features. Our Washington County insurance professionals understand local risk factors and help you avoid gaps in coverage.
Hail and wind claims are common across Minnesota and Wisconsin. Coverage that reflects roof age and storm risk matters for homes here.
Cottage Grove is in Washington County. See all trades in Washington County.
The Service Agency
🛡️ Minnesota & Wisconsin's Only TenPenny Approved Insurance Agency
25 Years Experience. 4.8 Google Rating. Serving MN & WI Homeowners. Independent. Local. Trusted.
- 📍 369 West Main Street, Ellsworth WI 54011
- 📞 (715) 273-3939
Homeowners Insurance costs in Cottage Grove
| Job | Typical range |
|---|---|
| Annual Premium | $1,000 - $2,500 /year |
| Monthly | $85 - $210 |
Regional note: Twin Cities metro trends higher than rural areas.
What moves the price: home value, coverage levels, deductible amount.
Cost estimates only. Get a firm quote from a local contractor.
Other contractors serving Cottage Grove
1 local provider in our directory.
No other contractors listed for this area yet.
Homeowners Insurance in Cottage Grove: FAQs
How much is homeowners insurance in Cottage Grove?
Annual premiums in the area typically run $1,000 to $2,500, based on home value, roof age, coverage, and claims history.
Does my policy cover hail and storm damage?
Most policies cover sudden storm and hail damage, though roof age and deductibles vary. Review your policy before storm season with a local agent.
Need homeowners insurance in Cottage Grove?
Connect with a local pro who knows the area, the codes, and the climate.
Find Your Contractor