Homeowners Insurance in Ham Lake
Ham Lake's vetted homeowners insurance contractor, checked and approved by TenPenny Home.
Get a Free QuoteSecure appropriate coverage for your Ham Lake property with agents who understand local risks. Our insurance professionals help you evaluate replacement costs, assess coverage for wells and septic systems, and find policies that protect your investment without unnecessary expenses.
Hail and wind claims are common across Minnesota and Wisconsin. Coverage that reflects roof age and storm risk matters for homes here.
Ham Lake is in Anoka County. See all trades in Anoka County.
The Service Agency
🛡️ Minnesota & Wisconsin's Only TenPenny Approved Insurance Agency
25 Years Experience. 4.8 Google Rating. Serving MN & WI Homeowners. Independent. Local. Trusted.
- 📍 369 West Main Street, Ellsworth WI 54011
- 📞 (715) 273-3939
Homeowners Insurance costs in Ham Lake
| Job | Typical range |
|---|---|
| Annual Premium | $1,000 - $2,500 /year |
| Monthly | $85 - $210 |
Regional note: Twin Cities metro trends higher than rural areas.
What moves the price: home value, coverage levels, deductible amount.
Cost estimates only. Get a firm quote from a local contractor.
Other contractors serving Ham Lake
1 local provider in our directory.
No other contractors listed for this area yet.
Homeowners Insurance in Ham Lake: FAQs
How much is homeowners insurance in Ham Lake?
Annual premiums in the area typically run $1,000 to $2,500, based on home value, roof age, coverage, and claims history.
Does my policy cover hail and storm damage?
Most policies cover sudden storm and hail damage, though roof age and deductibles vary. Review your policy before storm season with a local agent.
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