Homeowners Insurance in Lake Elmo
Lake Elmo's vetted homeowners insurance contractor, checked and approved by TenPenny Home.
Get a Free QuoteSecure appropriate coverage for Lake Elmo properties with independent agents who understand lakefront risks and rural estate values. Our insurance professionals help you balance comprehensive protection with reasonable premiums.
Hail and wind claims are common across Minnesota and Wisconsin. Coverage that reflects roof age and storm risk matters for homes here.
Lake Elmo is in Washington County. See all trades in Washington County.
The Service Agency
🛡️ Minnesota & Wisconsin's Only TenPenny Approved Insurance Agency
25 Years Experience. 4.8 Google Rating. Serving MN & WI Homeowners. Independent. Local. Trusted.
- 📍 369 West Main Street, Ellsworth WI 54011
- 📞 (715) 273-3939
Homeowners Insurance costs in Lake Elmo
| Job | Typical range |
|---|---|
| Annual Premium | $1,000 - $2,500 /year |
| Monthly | $85 - $210 |
Regional note: Twin Cities metro trends higher than rural areas.
What moves the price: home value, coverage levels, deductible amount.
Cost estimates only. Get a firm quote from a local contractor.
Other contractors serving Lake Elmo
1 local provider in our directory.
No other contractors listed for this area yet.
Homeowners Insurance in Lake Elmo: FAQs
How much is homeowners insurance in Lake Elmo?
Annual premiums in the area typically run $1,000 to $2,500, based on home value, roof age, coverage, and claims history.
Does my policy cover hail and storm damage?
Most policies cover sudden storm and hail damage, though roof age and deductibles vary. Review your policy before storm season with a local agent.
Need homeowners insurance in Lake Elmo?
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