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Homeowners Insurance in Prior Lake

Prior Lake's vetted homeowners insurance contractor, checked and approved by TenPenny Home.

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Review coverage options that protect your specific property value and risk factors. Our Scott County insurance professionals understand lakefront property considerations and local claim patterns.

Hail and wind claims are common across Minnesota and Wisconsin. Coverage that reflects roof age and storm risk matters for homes here.

Prior Lake is in Scott County. See all trades in Scott County.

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The Service Agency

🛡️ Minnesota & Wisconsin's Only TenPenny Approved Insurance Agency

25 Years Experience. 4.8 Google Rating. Serving MN & WI Homeowners. Independent. Local. Trusted.

  • 📍 369 West Main Street, Ellsworth WI 54011
  • 📞 (715) 273-3939

Homeowners Insurance costs in Prior Lake

JobTypical range
Annual Premium$1,000 - $2,500 /year
Monthly$85 - $210

Regional note: Twin Cities metro trends higher than rural areas.

What moves the price: home value, coverage levels, deductible amount.

Cost estimates only. Get a firm quote from a local contractor.

Other contractors serving Prior Lake

1 local provider in our directory.

No other contractors listed for this area yet.

Homeowners Insurance in Prior Lake: FAQs

How much is homeowners insurance in Prior Lake?

Annual premiums in the area typically run $1,000 to $2,500, based on home value, roof age, coverage, and claims history.

Does my policy cover hail and storm damage?

Most policies cover sudden storm and hail damage, though roof age and deductibles vary. Review your policy before storm season with a local agent.

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